We got to the mark of the 230 billion to investors in real Estate Funds in February, an increase of more than double the number of investors in a year or so ago. The question is, should and should not celebrate it?
Let's leave that answer to the very end.
The rate of rapid growth has surprised you in a positive way. However, it is still far from the ideal number we are a baby's life in the market when looking at the united states. Outside there are over 80 million from investors in a Sief, and 25% of the american population, as we are only 1% or more.
We can look at it also from another point of view! About 30% of the total wealth in the world is allocated to the real estate industry, it seems is reasonable to imagine that in the Background in real Estate, a car, easy-to-access investment opportunities in the sector, and is not intended to represent only 1% of all investment in the country, something seems to be wrong here. The industry with the Sief, it has the ability, or not, to soak up the real estate assets are sufficient to meet this demand, it really is a question we can address it at a later time. We are going to focus on here in the trader.
To this end, we propose a kind of “examination” among investors, real Estate Funds and real Estate assets that are Physical. On the one hand, RBR you will also represent the “real Estate Fund”, and on the other, the Market the Properties are Physical”. For the purposes of simplicity, we're going to assume that you both have$ 1 million in order to invest in real estate (the brick).
RBRMarket, many real estate property, you can allocate for it with$ 1 million? That would have been enough for them to diversify your portfolio?
Market: I think that in a couple of the studios of 25 square meters each and every room of commercial, for example). It's not the best manufacturer, but would make a nice income.
RBR: So, what would be the net return on an annual expected?
Market: If, based on the data from the FipeZap, the yield, the average would be 5% per year, but otherwise, a 20% JUMP, the net return would be 4% a year.
RBR: Okay, what if one of the tenants to leave, what would be the expected impact?
Market: Assuming that I have to be efficient, and to hire an agent to help me out with the real estate would be a 2-month presidency. And with that, my return would drop to 3% a a. b. c., not to mention the rent for 1 month is paid to the broker for the service. In fact, my return would be lower still.
RBR: Let's assume that you, the renter is 3 months in a row without paying for it, what would happen?
Market: Most likely, I would run out in the courts. This would require time -, cost -, and a little bit of stress. With any luck, I had to return the money for the rent.
RBR: Okay, we're going to get worse for a little bit, let's say you have an emergency and need the$ 100 billion for the honour of it, as it would be?
Market: Well, this has to be the same, in a worst-case scenario, you would have to sell one of the three properties for, something to the tune of$ 330 million. The problem is that, most likely, my bargaining power would be lower, and the need to give a discount to sell it and get you up to speed, let's say 25% of the value of the market. This will not include the account of expenses for the office, spell, etc.
RBR: The market, on the contrary of the real estate market of a physical, real Estate Fund has a mark-to-market daily, for that reason, do you know the exact amount that investors are willing to pay for the asset. Of course, this can be disturbing, particularly when the price drops. However, if you are an investor who believes in the intrinsic value of the asset, and a decrease representative, you can generate an excellent opportunity to purchase...
...You have to keep in mind that the market is open every day, and there's no reason to be in a hurry, the opportunity will arise for investors and patients.
Ah, the marketplace, and what if I told you that you can invest in more than 10 ledges business in São Paulo leased out for a high-performing companies that pay the rent on time. And, in the case of unemployment, and the impact on your total monthly income would be minimal. This is in addition to a management, professional, and accountable to a cost of approximately 1% per year, which would you believe?
And more, it is not only an investment in the slab business, but it is in the hotels, in the malls, in the halls of logistics, all of these could be made part of a portfolio whose monthly rental received, they do not fall on the GO. And, in a scene from the stress and you are in need of money, it is unable to sell its assets in a single day, and the amount necessary to cover his event, the liquidity...oh, and also, what a real Estate Fund is a vehicle that can meet a wide range of an investor is the same for$ 1 million, even for individuals with the R$ 1000-available to invest in trust? As you know, all of this is true!
In the conversation above, it could be extended for pages and pages. We are all aware that invest directly in real estate properties, physical has important advantages such as control of the asset, the payment of the property or to the period, etc.) sometimes the potential for capital gain in the long term, the higher the Sief, among other things. However, we believe that these advantages are not enough to pay for your own Background in real Estate as the best way to invest in the the real estate industry.
Responding to the first question, YES. We celebrate the growth of the investors in the Sief, but we are still very far away from the threshold is optimal. It would be a dream if we could talk to each investor in real estate, physical, and explain the reasons for the Fund's real Estate is the best way to get exposed to the real estate industry.
We are dreaming of the democratization and globalization of real estate investments through the vehicle of real estate FUNDS. At the time of the reform of the pension funds, here is one more tip: all of your advisors/financial advisors and Brazil will have to extend this invitation to you, to the investor in real estate, physical, suggesting that the Sief is an excellent way to welfare in the long run!
